In this quick Financial Literacy Month video, I break down exactly what APR means and how it affects the cost of using your ...

Credit builder cards are designed to help kick off – or grow – a credit score. This is the measure lenders use when deciding ...

The Citi Simplicity card offers an intro APR spanning nearly two years and no late fees or penalty APR. See how it compares ...

Business credit cards for start-up businesses may also offer more generous reward schemes than personal credit cards. Perks ...

Earlier this week, President Donald Trump said he supports a 10% cap on credit card interest rates, proposing a one-year ...

Transfer your credit card balance to a 0% intro APR card and pause interest charges. Here's how this simple move can save you ...

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

Credit card annual percentage rates, commonly known as APRs, determine how much you’ll pay in interest if you carry a balance on your credit card. Your card’s APR can vary depending on a few different ...

Learn how universal default in credit cards can impact your interest rates and financial health. Explore examples and ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...

If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...