Feeling the sting of higher car insurance premiums? We break down why rates are soaring in 2026 due to repair costs, tech, and climate, plus tips to save money.

While eye-popping vehicle prices have been front and center for car buyers for the past several years, other less visible costs of car ownership have also been rising.

Florida drivers already pay some of the highest auto-insurance premiums in the United States – and 2025 has pushed costs even further into record territory. Florida drivers already pay some of the ...