Three weeks from now you could be overdraft free. But while your bank account might be back in the black again, sadly this process doesn’t involve a magic debt-clearing wand. You’ll still have to pay ...

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...

An overdraft occurs when you write a check or initiate a debit card purchase, and your account doesn’t have enough money to cover the transaction. The bank will cover the difference to process the ...

The fate of a new regulation that protects consumers from high overdraft checking fees is expected to come up for a vote in the House tomorrow. The Senate has already voted to throw out the rule and ...

Overdrawing your bank account isn’t fun — but it happens. When it does, one of the first questions people ask is: does overdraft affect your credit score? The short answer? Not directly. But there’s ...