Forbes contributors publish independent expert analyses and insights. Fred L. Smith Jr. Fellow at the Competitive Enterprise Institute. Draft Report to Congress on the Benefits and Costs of Federal ...

Discover how basic reparations benefits offer no-fault insurance coverage for medical expenses, lost income, and essential services after car accidents.

The rising cost of benefits — and the insufficiency of their support in covering employee costs — are straining both employers and workers, a report from Aflac has shown. Three in 4 employers ...

We make an extraordinary number of daily decisions, ranging from those made without much conscious thought (such as deciding to get out of bed) to those made with much more consideration (such as ...

Obamacare, formally known as the Affordable Care Act (ACA), is the federal law that created health insurance marketplaces and expanded protections. Meanwhile, Medicaid is a government-run health ...

Discover what search costs are, how they impact buyers and sellers, and view examples of search costs in market transactions ...

Unfortunately, the 12.3% average enrollee increase in FEHB premiums isn’t the only health insurance cost rising next year. Depending on your plan and providers, what you pay when you use medical ...

According to HUB International’s 2026 Benefits Cost Trend report, updated Monday, researchers see the costs of benefits going up — with pharmacy being considered a driving factor. High-cost drugs, ...

For years, the Environmental Protection Agency has assigned a dollar value to the lives saved and the health problems avoided through many of its environmental regulations. Now, that has changed. The ...

Life is full of tradeoffs between benefits and costs. Sometimes, the benefits are worth the costs. For example, the rewards of going for a run—getting out in fresh air, improving health, etc.—are, for ...