Discover key differences between homeowners and renters insurance, covering what each protects and why understanding these ...

Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

CR’s homeowners insurance buying guide will help you choose the best insurance by decoding jargon and answering key questions about coverage, claims, and costs.

Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

Many homeowners today don’t realize they’re underinsured until something goes wrong, and by then, it’s too late. At the same time, plenty of people unknowingly overpay for coverage they don’t need, ...