FEEL LIKE TRYING to pay down your debt is a losing battle? No wonder: Credit-card companies are quite inventive when it comes to charging fees or finding new reasons to jack up your interest rate.

Credit cards can be a double-edged sword. They offer convenience, consumer protections, and built-in benefits, and some of the best credit cards pay cash back and other fun rewards. But just like with ...

Using a credit card wisely is crucial for your financial health and CIBIL score. While credit cards provide convenience, certain habits can negatively impact your credit profile. Here’s a guide on how ...

Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit card bill on time and in full every month. Paying on time prevents late ...

With just about everybody — even your local bagel shop — offering a loyalty program these days, it can be easy to forget about your hard-earned rewards. But most points and miles expire if your ...

The monumental credit card reforms that began taking effect last summer had some unintended consequences—namely soaring interest rates, higher fees, and less credit available. But mostly, the laws ...

More consumers plan on paying for their shopping with a credit card this holiday season, but it's easy to fall into unmanageable debt without guardrails in place to monitor your spending. For one of ...