Consumer technology has become part of our daily lives: smartphones, laptops, smart TVs, gadgets, and more. Most of these products are not cheap. When they encounter technical issues or break down ...

Jeff Somers is a freelancer who has been writing about writing, books, personal finance, and home maintenance since 2012. When not writing, Jeff spends his free time fixing up his old house. He has ...

Corrections & Clarifications: This article was updated to clarify information about homeowners' risk of losing out on extended or guaranteed replacement costs coverage if they don't update their ...