Debt management can help lower costs and streamline payments, but it's important to account for the costs, too.

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

IT’S HELPING FAMILIES, AND WHAT YOU NEED TO KNOW BEFORE YOU SIGN UP. AS WE CAME CLOSER AND CLOSER TO THE END OF PAYING IT OFF, WE JUST FELT BETTER AND BETTER. IAN MOORE SAYS CREDIT CARD BALANCE ...

For many families, credit card debt is a huge source of stress, and when the bills keep piling up, it might seem like there’s no way out. But before you lose hope, you may qualify for debt ...

FARMINGTON HILLS, Mich., Dec. 18, 2025 /PRNewswire/ -- As rising costs push many Americans to the breaking point, GreenPath Financial Wellness—a trusted national nonprofit providing financial ...

“In a debt management plan, you get the interest rates down to 6 or 7 percent so that most of the payment is going towards ...

Credit card debt is a source of stress. And when the bills keep piling up, it can seem like there’s no way out. But before you lose hope, you may qualify for a debt management plan. Consumer Reports ...

A DMP is a structured repayment program offered through nonprofit credit counseling agencies. In many cases, the credit counseling agency works with participating creditors to help make repayment more ...

How long does debt relief take? There are a variety of debt relief options that can bring debt struggles to an end. It's understandable to want to know how long debt relief takes before you choose one ...

BREATHING ROOM. I STARTED TO FEEL THE CRUNCH WHEN I STARTED TO USE CREDIT CARDS FOR JUST DAILY ESSENTIALS. FOR JENNIFER PAEZ, MORE EXPENSES AND LESS MONEY. COMING IN MEANT ONE SIMPLE THING SHE HAD TO ...

Americans are carrying record levels of credit card debt right now, with the average cardholder owing about $8,000 in total. While carrying this type of debt is never ideal, especially at today's ...