Here’s what student loan borrowers should know about the July 1, 2026 cutoff, and what you should do to avoid restricting ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Some of the pauses on student loans may offer borrowers temporary relief, while others are simply injecting even more ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

At-a-Glance ✅ Payments still due and loan servicers remain open, collection activity will still happen.✅ IDR applications ...

Greg Jackson, a history teacher for New Haven Public Schools, remembers coming home from class at community college in Orange County, New York, in 1993 to find a $3,000 bill waiting for him. He said ...

Recent changes to the federal student aid program have drastically shifted the way many Americans will pay for college in the future, both for themselves and their children. But many people are ...

Subsidized and unsubsidized federal student loans differ based on who pays interest while you’re in school, and come with different limits Written By Written by Staff Loans Writer, Buy Side Emily ...

On January 9, the Congressional Research Service (CRS) published an overview examining the history and legislative evolution of federal student ...

Federal student loan laws are changing in 2026, with new limits on how much some parents and students can borrow. The caps are expected to push more borrowers to private student loans for college ...

Student loan debt isn't being shouldered equally by all age groups, with millennials and Gen X borrowers having particularly ...