Whether you're a newcomer to credit or an experienced user looking to optimize your travel rewards, these rules clarify ...

Want to say YES to your next vacay without going into CC debt? Check out my mini class, Millennial Money Moves! Ready to ...

When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...

Choosing between a secured and unsecured credit card depends on your credit history and financial needs. Secured card or an ...

A friend recently sought my advice about choosing a first credit card for an adult child, and I’m going to share my tips here because they are not only for people beginning their credit journey.

Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit card bill on time and in full every month. Paying on time prevents late ...

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.