Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

A State Farm expert shares three key homeowners insurance tips North Texas homeowners should know, from weather risks to replacement cost and valuables coverage.

Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

Homeowners insurance may cover water damage that's sudden and accidental, and that comes from within your home. For example, ...

From space heater fires to accidental damage, here's what homeowners insurance typically pays for and how it could affect ...

Homeowners insurance is set to get more expensive again in 2026, and the jump will not be random. Insurers are recalculating what it really costs to rebuild your house, how likely it is to be damaged, ...

"Experiencing a total loss goes beyond the financial impact, it is often a very emotional and overwhelming time for a homeowner," says Diane Delaney, executive director at Private Risk Management ...

A potential property insurance crisis looms over New Mexico, a wildfire-prone state where more than one in five homeowners (23.3 percent) don't have insurance coverage—according to a recent report by ...

The property insurance crisis weighing on homeowners in California and Florida could soon loom over other states where the risk of devastating natural disasters is growing, experts warned. Both ...

HOUSTON – In recent years, Texas homeowners have faced a daunting challenge: skyrocketing home insurance premiums. This issue has become increasingly pressing, particularly following a series of ...

Homeowners could see insurance premiums jump another 16% over the next two years due to an uptick in natural disasters and rebuilding costs. The average homeowner insurance premium is expected to rise ...