A Certificate of Deposit (CD) laddering strategy allows investors to benefit from higher interest rates while maintaining access to liquidity. By staggering the maturity dates of different CDs, ...

(CNN) — If you have a lot of cash on hand, it should be making money for you. One way to ensure it continuously does that is to set up a ladder of Treasuries or FDIC-insured certificates of deposit ...

Annuity laddering is a strategic approach that distributes the purchase of annuities over time with varying terms or maturity dates. Inspired by the concept of laddering in Certificates of Deposit ...

A bond ladder is an investment strategy that involves purchasing multiple bonds that mature at different times. The ladder analogy is an apt visual tool to describe how bond ladders work: Each rung of ...

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

If you want a stable, predictable income instead of risking your cash in the stock market, bonds are a great alternative, especially if you use the bond ladder strategy that Fidelity recently ...