Surprises are a constant companion of life. Some of them are good, like birthdays and weddings. Others are unpleasant, like sudden ailments and accidents.

Understand costs, how 20-year term life insurance works and who it can help the most ...

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

Level term life insurance policies are a type of term policy in which the premium and death benefit remain the same for the length of the term. Purchasing a level term life insurance policy may be a ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

Your best choice depends on your budget, time frame and investing needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited ...

AARP offers life insurance from New York Life, but there are some potential downsides ...

Zack Sigel is a writer and editor based in New York City. He has been managing editor at Policygenius and M1 Finance, where he led teams specialized in writing about business and finance, and he has ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Term insurance and life insurance investment products are designed to fulfil different needs. Since term life insurance is ...

Reasons to rethink your life insurance and shop around again ...