Indexed universal life insurance (IUL) has certain benefits and drawbacks. Discover how the cash value of IUL grows with ...

iQuanti: Permanent life insurance policies are known best for offering lifetime coverage, but they also have another important component: the cash value. Cash value lets you save some of each premium ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations and risks ...

These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

While some of the best life insurance providers focus on standard term policies, this permanent insurance option offers protection and lifetime access to your money. If you're wondering how cash-value ...

When it comes to cash value insurance, whole life sales are picking up steam. Annual sales of whole life insurance were up 12 percent in third quarter of 2009, compared with the same period of 2008, ...

A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

With today’s volatile markets, clients are increasingly anxious about having control of their money and easy access to cash. Our industry’s traditional product, participating whole life insurance, can ...

Life insurance provides many American families with an important financial safety net. The life insurance industry is large, and while it may seem stodgy, it is ever-evolving. We looked at statistics ...

Both Roth IRAs and life insurance policies can provide access to tax-free income in retirement. Roth IRAs have income limits, and gains generally can’t be accessed without penalty before age 59½. The ...