Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Anyone can qualify for these policies, but premiums are very high compared to other options ...

Life insurance is an important part of a well-rounded financial plan. While it can be an emotionally difficult topic to contemplate, life insurance provides a degree of protection for loved ones in ...

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...

Ask your agent which type of life insurance, term or permanent, best suits your needs. Confirm with your agent if your policy offers living benefits, like access to cash value or critical illness ...

(BPT) – While you can’t predict everything life may throw at you, you can still set yourself up for some of life’s uncertainties. One way you can prepare for any situation and provide for your loved ...

You're trying to justify holding less life insurance by saying "Eh, the surviving spouse will still be working, and they can remarry in a few years, and things are all peachy again". Which is pretty ...

Learn about whole life insurance, including how it works, how much it costs and if it might be right for you.

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...