Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

Long-term care insurance offers financial protection for future healthcare needs, but weighing the premiums against potential benefits requires careful consideration of your personal situation and ...

Learn key strategies for evaluating long-term care insurance options and finding coverage that protects your financial future ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

Carl Carlson with Carlson Financial says starting long-term care planning early, when you're still in good health, gives you more control over your options.

As millions of people approach their pre-retirement years, life insurance as an income replacement hedge may become less of a necessity. Many families have paid off/down mortgages, built sizeable nest ...

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...

Not long after her husband died in 2004, Alice Kempski, a retired nurse in her early 60s, bought an insurance policy designed ...

David Schwartzer, left, and Jan Kritzman, center right, meet with Aging Committee co-chair Rep. Jane Garibay (D-Windsor), far right, to discuss potential long-term care insurance legislation in 2026.

I have a family member who has long-term care insurance, and it’s not fair. It’s not right,” said Rep. Jay Case.