Internet-based financial services companies offer faster and easier-to-use credit card application forms than the Web sites of traditional banks, according to WebCriteria Inc., a Portland, Ore., ...

You’ve done the research, found the best credit card for your wallet, and filled out your application. So while you hope for a “congrats” email to hit your inbox, receiving a denial letter instead can ...

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It isn't the end of the world if you get denied for a credit card. But don't go on an application spree after denial. You can call the issuer and ask for a reconsideration, as long as you're equipped ...