Here’s what borrowers should know about this critical deadline to consolidate your student loans, who it applies to, and what ...

Many families already piece together multiple funding sources to cover college costs, with federal student loans capped for ...

Parents with existing Parent PLUS loans, or those who plan to take out loans under this program in the near future, should be aware that the rules are set to change on July 1, 2026. Thanks to ...

Parents who borrowed federal parent PLUS loans and want to keep monthly payments low need to apply soon to merge the debt ...

Parent PLUS loans will undergo significant changes as part of the extensive overhaul to the federal student loan program. While parent borrowers will lose access to more affordable repayment plans, ...

Is the new Repayment Assistance Plan (RAP) the cheaper option compared to Income-Based Repayment (IBR)? I will say that generally, the RAP is going to be the cheaper option if you make less than $100, ...

Major changes to the Parent Plus program are coming - but borrowers can take action to keep some options intact The Republican tax and spending bill made major changes to the Parent Plus program, the ...

For years, families have agonized over the rising cost of a degree, yet many have felt they had no choice but to take out ...

College costs often exceed the amount families can pay up front and students can borrow. To cover the leftover expenses, many parents take out federal loans in their names. These Parent PLUS loans are ...

The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, makes significant changes to federal student loans that take effect on July 1, 2026. This webpage is designed to help you ...

Federal student loan borrowers are reporting that Parent PLUS loans — including those already forgiven — have appeared on their own StudentAid.gov accounts after a weekend system update. The ...

To meet the federally defined credit worthiness requirements, an applicant cannot be 90 days or more delinquent on the repayment of any debt, the subject of a default determination, bankruptcy ...