I have been very fortunate to work full-time as a freelance writer for the past decade, but since last fall, my paid work has slowly been drying up. A client lost here, a job no longer needed there, ...

After 10 years, my freelance writing income vanished and I found myself unemployed at nearly 40. My husband and I now work 10 jobs between us and still can't cover our monthly bills. With five kids ...