Our first step? Save your highest insurance deductible. Rather than an arbitrary number, this puts the personal in personal finance. You can have enough cash set aside to keep your financial life out of the ditch. While we eventually want you to get that full 3-6 month emergency fund, that’s not until Step 4 of the FOO. Once you have that highest deductible set aside in cash, Step 2 (Employer Match) is ready for you! | The Money Guy Show